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Author: Austin T. Hamilton, Esq.

What Are “Actual Damages” Under the FCCPA and the FDCPA?

January 16, 2023 Banking & Financial Services Industry Legal Blog, Insurance Industry Legal Blog

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes.  Businesses should be aware of each statute and how to defend against such claims.  Many times, consumer lawyers bring claims for technical violations of the statutes, or even when there has […]

How Can a Lienholder Obtain Release of a Vehicle That Is Subject to a Tow Lien Under Section 713.78, Florida Statutes?

January 16, 2023 Banking & Financial Services Industry Legal Blog

When towing companies tow vehicles in the State of Florida, Section 713.78 provides protection to ensure they are paid for their services.  While the owner of the vehicle may not want to pay for the towing company’s services and may not want to retrieve the vehicle for whatever reason, lienholders […]

How Can a Lienholder Obtain Release of a Vehicle That Is Subject to a Lien From a Motor Vehicle Repair Shop Under Section 559.917, Florida Statutes?

January 16, 2023 Banking & Financial Services Industry Legal Blog

When motor vehicle repair shops perform repairs to a vehicle, the Florida Statutes provide protection to ensure that the repair shop is paid for the services performed.  While the owner of the vehicle may not want to pay for the services and may not want to retrieve the vehicle for […]

Are Proposals for Settlement Enforceable in FCCPA Cases?

January 12, 2023 Banking & Financial Services Industry Legal Blog, Insurance Industry Legal Blog

The Florida Consumer Collection Practices Act (FCCPA) is a pro-consumer statute.  As such, businesses need to be aware of the statute and the risk and liability of the statute.  Given the pro-consumer nature of the statute, one big consideration for defending against FCCPA claims is how to shift risk to […]

Important Contract Terms for Every Small Business

November 24, 2022 Construction Industry Legal Blog, Cross-Industry Legal Blog, Real Estate Development, Sales and Leasing Industry Legal Blog

Every small business should have a written contract, whether it is with its customers, vendors, or suppliers.  While every business is different, and this may apply to some industries more than others, it is important for small businesses to evaluate when or how a dispute could arise and whether they […]

Constructive Eviction: Is There Such a Thing Under Florida’s Commercial Landlord-Tenant Act?

April 15, 2022 Banking & Financial Services Industry Legal Blog, Real Estate Development, Sales and Leasing Industry Legal Blog

The commercial landlord-tenant act is set forth in Sections 83.001-83.251 of the Florida Statutes.  While the commercial landlord-tenant act does not specifically address whether wrongful/constructive eviction (“constructive eviction”) is a defense to an eviction or removal action (or grounds for a tenant to vacate the premises), case law supports that […]

What is the Difference Between the FDCPA and the FCCPA?

December 14, 2021 Banking & Financial Services Industry Legal Blog, Insurance Industry Legal Blog

Businesses throughout Florida should be aware of consumer statutes that provide remedies to consumers and impose liability to businesses, even for small technical violations. Two important statutes for all businesses to be aware of are the Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA). […]

Florida’s New Mini TCPA: Changes to the Florida Telemarketing Act and the Florida Do Not Call Act

December 7, 2021 Banking & Financial Services Industry Legal Blog, Communications & Media Industry Legal Blog

This year, through Senate Bill 1120 (SB 1120), Florida adopted its own version of the Telephone Consumer Protection Act, which has been referred to as Florida’s Mini-TCPA. Florida’s Mini-TCPA has striking similarities to the federal Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227, et. seq. Florida’s expansion of its […]

I Want to Evict My Commercial Tenant! What Do I Need to Know? Common Defenses to a Commercial Eviction Action

August 26, 2021 Real Estate Development, Sales and Leasing Industry Legal Blog

Commercial landlords may encounter tenants who refuse to pay rent, refuse to vacate the premises after the lease term has ended or fail to cure a material breach of the lease agreement.  In these situations, the landlord may decide to commence eviction proceedings by filing an action for eviction and […]

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