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Understanding Florida’s Prompt Pay Laws For Property Insurance Claims

June 27, 2023 Insurance Industry Legal Blog

Florida Senate Bill 2A introduces amendments to enhance prompt pay laws for property insurance claims, emphasizing timely communication, transparency, expedited investigations, and electronic methods. These changes aim to protect homeowners, streamline the claims process, and ensure fair resolutions, ultimately providing greater peace of mind during challenging times.

What Exposure Does a Business Have to Attorneys’ Fees Under the FCCPA and the FDCPA?

January 17, 2023 Banking & Financial Services Industry Legal Blog, Insurance Industry Legal Blog

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes.  Businesses should be aware of each statute.  Oftentimes, consumer lawyers bring claims for technical violations of the statutes, even when there are not any real damages suffered by a consumer.  When […]

What Are “Statutory Damages” Under the FCCPA and the FDCPA?

January 17, 2023 Banking & Financial Services Industry Legal Blog, Insurance Industry Legal Blog

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes.  Businesses should be aware of each statute.  Oftentimes, consumer lawyers bring claims for technical violations of the statutes, even when there are not any actual damages suffered by a consumer.  When […]

What Are “Actual Damages” Under the FCCPA and the FDCPA?

January 16, 2023 Banking & Financial Services Industry Legal Blog, Insurance Industry Legal Blog

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes.  Businesses should be aware of each statute and how to defend against such claims.  Many times, consumer lawyers bring claims for technical violations of the statutes, or even when there has […]

Are Proposals for Settlement Enforceable in FCCPA Cases?

January 12, 2023 Banking & Financial Services Industry Legal Blog, Insurance Industry Legal Blog

The Florida Consumer Collection Practices Act (FCCPA) is a pro-consumer statute.  As such, businesses need to be aware of the statute and the risk and liability of the statute.  Given the pro-consumer nature of the statute, one big consideration for defending against FCCPA claims is how to shift risk to […]

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